/home/smartonegroup/public_html/system/system/data/payment_gateways.php
<?php
$gateways = [

    [
        'name' => 'Pay U Money',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '2Checkout',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => 'Alipay Global',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => 'BitPay',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => 'Cayan',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => 'Coinbase',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => 'E-xact',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => 'First Data Payeezy',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => 'FuturePay',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ],
    [
        'name' => '',
        'processor' => '',
        'settings' => '',
        'ins' => '',
        'c1' => '',
        'c2' => '',
        'c3' => '',
        'c4' => '',
        'c5' => '',
        'status' => 'Inactive'
    ]

];

return $gateways;